-
2% back as NeuCoins on Non-EMI Spends on Tata Neu
and partner Tata Brands. For list of eligible
partner brands?click
here
-
1% back as NeuCoins on Non-Tata Brand Spends and any
Merchant EMI Spends
-
1% back as NeuCoins on UPI spends (including spends
on partner Tata Brands) - maximum of 500 NeuCoins
per calendar month. For more information on UPI
spend on RuPay Credit Card, click here
-
Earn additional 5% back as NeuCoins on selected
categories on Tata Neu App/Website, post downloading
Tata Neu App and registering for Tata NeuPass.
For details on the Tata NeuPass,
please click here
Note:
NeuCoins will not accrue for Fuel Spends, Wallet loads and
Smart EMI / Dial an EMI transaction
With effect from 1st January 2023:
1. Rental and Government related transactions will not earn
reward points. Till 31st Dec 2022 NeuCoins earned on
property management services including rent, will have a
maximum capping of 500 per month
2. Reward points earned on Grocery transactions will be
capped to 1,000 per month for Tata Neu Plus HDFC Bank Credit
card.
Additional Features
Zero lost card liability: In the
unfortunate event of losing your Tata Neu Plus
HDFC Bank Credit Card, on reporting it
immediately to our 24-hour call centre, you have zero
liability on any fraudulent transactions made on your
Credit Card.
Interest-Free Credit Period : Up to 50
days of interest-free period on your Tata Neu
Plus HDFC Bank Credit Card from the date of
purchase (subject to the submission of the charge by the
Merchant)
Revolving Credit: Available at a
nominal interest rate on your Tata Neu Plus HDFC
Bank Credit Card. Please refer to Fees and
Charges section to know more.
Domestic Lounge Access
4 Complimentary Domestic Lounge Access per calendar year (1
in a quarter). Rs.2 (VISA / RuPay) will be charged to the
Credit Card for the Lounge Access
Please note, w.e.f 15 May 2023, the
list of eligible domestic lounge access has been updated.
For more information, please click
here
1% fuel surcharge waiver at all fuel stations across
India
(on minimum transaction of Rs.400 & maximum transaction
of Rs.5,000. Maximum waiver of Rs.250 per statement cycle)
Welcome Benefit
Get 499 NeuCoins on Tata Neu App (as reversal of 1st
Year Membership Fees), applicable on 1st Transaction
done within 30 days of card issuance and will be
available to claim inside Tata Neu App within 60 days of
such transaction.
Renewal Offer
Spend Rs.1,00,000 or more in a year, before your Credit
Card renewal date and get your renewal fee waived off.
The Tata Neu Plus HDFC Bank Credit Card is
enabled for contactless payments, facilitating fast,
convenient, and secure payments at retail outlets.
Please note that in India, payment through contactless mode
is allowed for a maximum of Rs.5000 for a single transaction
where you are not asked to input your Credit Card PIN.
However, if the amount is higher than or equal to Rs.5000,
the Card holder has to enter the Credit Card PIN for
security reasons.
NeuCoins Redemption & Validity
NeuCoins Redemption:
You can use your NeuCoins for purchases on Tata Neu
/Website for Brands like:
-
AirAsia India
-
Bigbasket
-
Croma, Westside.
-
Tata CLiQ, Tata CLiQ Luxury
-
Hotel Bookings/Purchases on IHCL
-
TATA 1MG
-
Qmin
-
Titan and Tanishq (only via Tata Neu)
You can use your NeuCoins by selecting Tata Pay/
NeuCoins /Loyalty Redemption as the payment method.
NeuCoins can only be used on eligible transactions as
defined by the individual brands.
For offline redemption of NeuCoins on selected stores
kindly refer FAQs
Note:
Your monthly statement will give breakup of NeuCoins as
following:
-
NeuCoins accrued and available with the Bank
-
NeuCoins transferred to Tata Neu during the
Statement Cycle
On periodic basis (within 7 working days of the
statement generation) the NeuCoins will be transferred
to Tata Neu by the Bank. NeuCoins transferred to Tata
Neu will be available for redemption on Tata Neu App.
NeuCoins Validity:
Your NeuCoins expire 365 days after your last
transaction involving an eligible earn or use of
NeuCoins (even if it’s just one NeuCoin earned or
used).
During special promotions, you might also earn
additional NeuCoins. The expiry of these NeuCoins will
be mentioned at the time of issuance.
For details on Redemption and Validity on NeuCoins,
please click here