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	<title>Smart Banking Tips &#187; Jeremy Gray</title>
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	<link>http://smartbankingtips.com</link>
	<description>by Western Community Bank</description>
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		<title>Banks That Put You First</title>
		<link>http://smartbankingtips.com/banks-that-put-you-first/</link>
		<comments>http://smartbankingtips.com/banks-that-put-you-first/#comments</comments>
		<pubDate>Tue, 27 Apr 2010 17:55:22 +0000</pubDate>
		<dc:creator>Jeremy Gray</dc:creator>
				<category><![CDATA[Business & Economy]]></category>
		<category><![CDATA[Family Finances]]></category>

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		<description><![CDATA[It's no surprise that personalized quality customer service is regularly found in locally-focused, safe, and reliable community banks.  And it's also not a coincidence that large financial institutions are scrambling to copy the smaller competition.]]></description>
			<content:encoded><![CDATA[<p>Think about the last time you were at the bank. Which of the following two scenarios sounds most familiar? </p>
<p>            Teller: Hello, how can I help you?</p>
<p>            Customer: I need to make a withdrawal from my savings account.</p>
<p>            Teller: What is your account number?</p>
<p>            Customer: Hmm, you know, I don’t use this account much; I’m not sure.</p>
<p>            Teller: Hold on.</p>
<p>And the transaction continues until you finally get your cash and leave the bank, without an ounce of <em>personal</em> banking or <em>real</em> customer service.</p>
<p>On the other hand…</p>
<p>            Teller: Hi Kate, how are you today?</p>
<p>            Customer: I’m fine; thanks.</p>
<p>            Teller: Hey, how was your recent trip to St. George?</p>
<p>            Customer: Oh, it was great. We enjoyed the wonderful weather and saw a few new sites down there and just had a great time together.</p>
<p>            Teller: That’s great; are the kids still doing well?</p>
<p>            Customer: Yes, they are. Ben is getting ready for baseball tryouts, Kimberly has a piano recital tomorrow night, and Joey just loves preschool.</p>
<p>The discussion and ensuing transaction continue, and Kate leaves feeling important, remembered, and looks forward to the next visit.</p>
<p>The latter scenario does exist at banks, even in today’s seemingly customer-service-challenged environment. And, not surprisingly, it is most often found in safe, reliable community banks like <a title="friendly local bank" href="https://www.westerncommunitybank.com/home/home">Western Community Bank</a>.</p>
<p>In fact, last August, <a title="Kiplinger's" href="http://www.kiplinger.com/" target="_blank">Kiplinger’s Personal Finance</a> magazine highlighted community banks in the article, <a title="quality customer service" href="http://www.kiplinger.com/magazine/archives/better-bank-deals.html" target="_blank">“Banks That Put You First”</a>.  The report notes that for one customer, “The icing on the cake was the personal service: The bank’s account executives took the time to answer all of his questions. And they helped him refinance his mortgage…”</p>
<p> The article also cites that “Community banks appeal to customers…because they have close ties to local residents and tend to offer more personal assistance than the big money-center banks. ‘Community banks are in the relationship-building business,’ says Karen Tyson, senior vice-president of the <a title="independent banks" href="http://www.icba.org" target="_blank">Independent Community Bankers of America</a>. They tend to have fewer—and lower—fees than major banks. And they generally offer lower rates on loans and higher yields on savings.”</p>
<p> There are many options to bank with great a community bank in Utah Valley. A number of these banks are within a short drive, and some are so good at delivering customer service that it’s worth taking a littler longer drive.</p>
<p> So if you’re tired of being treated like “just another customer” instead of a person, or you want the peace of mind that comes from keeping your money working for the local economy, visit a local community bank like Western Community Bank. Chances are you’ll <em>feel</em> the difference the moment you walk in the door.</p>
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